Who it is for
A prospective first-time buyer or an owner weighing a purchase against keeping the capital invested in markets.
Buy Or Rent Simulator
Buy versus rent modelling with IMF inflation data
Overview
What Buy Or Rent Simulator does
This simulator sets buying a home against renting and investing the same capital elsewhere. The model runs from the first mortgage payment through to resale and reports where the break-even point falls.
Country-specific IMF inflation figures, historical and projected, are applied year by year so the comparison holds in real terms. Adjustable inputs cover the property (price, notary fees, renovation, agency fees), the loan (deposit, term, rate, insurance, early repayment penalties), the rental side (monthly rent and expected annual increases), and running costs such as local property tax and maintenance. A resale horizon and an assumed yield on alternative investments complete the setup.
An amortisation table is available for the full payment schedule, and the developer states that no account or registration is needed to start.
What stands out
Inflation comes from IMF series for the relevant country rather than a single flat assumption applied everywhere.
Availability
Where Buy Or Rent Simulator is listed
Buy Or Rent Simulator is listed in the ChatGPT apps directory only. MMEDIA LTD has no connector under the same domain in the Claude directory; 392 of the 3,150 products here are on both marketplaces, and this is not one of them.
ChatGPT apps are built on MCP, and the same server can back a Claude connector, so the absence is a distribution decision rather than a technical one.
ChatGPT listing
In the ChatGPT apps directory
- Developer
- MMEDIA LTD
- Filed under
- Finance
- Listed since
- June 2026
- Authentication
- Authenticates when installed
- Website
- buy-or-rent.net
- Policies published
- Privacy policy · Terms of service
- Official listing
- Open in ChatGPT
- Snapshot
- August 2026
Example prompts from the listing
- Should I buy a 225,000€ property or keep renting at 1150€/month?
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This is an independent catalogue entry compiled by Node8 from Buy Or Rent Simulator's public marketplace listing as it stood in August 2026. Listing facts come from the marketplaces; the comparisons against the rest of the directory and any live-endpoint measurements are Node8's. Node8 is not affiliated with MMEDIA LTD, and inclusion here is not an endorsement.
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