Who it is for
Individuals pricing term life coverage who want a number before speaking to an agent.
Term life insurance price estimates from five questions
Overview
Ethos prices term life insurance from five short questions and returns a monthly estimate inside the conversation. Coverage runs up to $3,000,000, and the term can be set anywhere from ten to thirty years.
The record states that no medical exam is required, only a handful of health questions, that pricing is drawn from several carriers, and that coverage can be issued in as little as ten minutes. Each policy is said to include a free will and trust valued at $898, available in most states.
Completing the application happens on the Ethos site, one tap away. All quoted prices remain estimates subject to underwriting.
Individuals pricing term life coverage who want a number before speaking to an agent.
It carries the terms of the offer into the chat, including the exam-free process, the term range, and the underwriting caveat.
Availability
Ethos is listed in the ChatGPT apps directory only. Ethos has no connector under the same domain in the Claude directory; 392 of the 3,150 products here are on both marketplaces, and this is not one of them.
ChatGPT apps are built on MCP, and the same server can back a Claude connector, so the absence is a distribution decision rather than a technical one.
ChatGPT listing
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This is an independent catalogue entry compiled by Node8 from Ethos's public marketplace listing as it stood in August 2026. Listing facts come from the marketplaces; the comparisons against the rest of the directory and any live-endpoint measurements are Node8's. Node8 is not affiliated with Ethos, and inclusion here is not an endorsement.
Node8 builds MCP servers end to end: deciding which tools are worth exposing, the authentication and permission model, the review submissions, and the onboarding that gets them used. One server serves ChatGPT, Claude, and Microsoft Copilot.