Who it is for
Someone who wants a private running record of personal spending and budgets that can be questioned in conversation.
Personal expense tracking and budget planning in chat
Overview
Ledgy keeps a personal ledger inside ChatGPT. Expenses can be entered by speaking, by sending a photo of a receipt, or by typing, and the app sorts each entry into a category.
Budgets can be set per category or per period, with checks that flag when spending drifts. Recurring income and outgoings are covered too, so a coming month or quarter can be projected rather than only reviewed afterwards. Questions such as whether dining has run high, or what a realistic savings figure looks like for a future quarter, are answered from the logged data rather than from general rules of thumb.
More than 30 tools cover categories, accounts, transactions, budgets, and receipts. The ledger belongs to the person who keeps it and can be shared at their discretion.
Someone who wants a private running record of personal spending and budgets that can be questioned in conversation.
Entry by voice or receipt photo, plus the option to share an otherwise private ledger, separates it from calculator-style budget tools.
Availability
Ledgy is listed in the ChatGPT apps directory only. Borys Harholinskyi has no connector under the same domain in the Claude directory; 392 of the 3,150 products here are on both marketplaces, and this is not one of them.
ChatGPT apps are built on MCP, and the same server can back a Claude connector, so the absence is a distribution decision rather than a technical one.
ChatGPT listing
Nearby
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Personal spending, budgets and recurring charges via linked banks
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Personal income and expense tracking through conversation
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Read-only feed of Digits accounting data
Claude · ChatGPT
Read-only questions about Expensify account data
ChatGPT
This is an independent catalogue entry compiled by Node8 from Ledgy's public marketplace listing as it stood in August 2026. Listing facts come from the marketplaces; the comparisons against the rest of the directory and any live-endpoint measurements are Node8's. Node8 is not affiliated with Borys Harholinskyi, and inclusion here is not an endorsement.
Node8 builds MCP servers end to end: deciding which tools are worth exposing, the authentication and permission model, the review submissions, and the onboarding that gets them used. One server serves ChatGPT, Claude, and Microsoft Copilot.