Who it is for
A US property owner who wants a flood premium figure before picking up the phone to an agent.
Real time flood insurance quotes for a US property
Overview
Neptune Flood wires its quoting system into ChatGPT so pricing for a specific US address can be pulled up mid conversation. A question about the cost of flood cover at a street address in St Petersburg, Florida returns quote information in seconds.
The scope is quoting only. The app does not advise, recommend coverage limits, or decide what a property should be insured for. ChatGPT is not an agent or broker for Neptune Flood, and a figure returned is not a binder, not an offer of insurance, and not a guarantee. Underwriting review, eligibility rules, policy terms and state regulation all still apply.
Quotes hold for sixty days from generation unless stated otherwise, and pricing and eligibility can change. Questions about limits or deductibles are directed to a Neptune agent or another insurance professional.
A US property owner who wants a flood premium figure before picking up the phone to an agent.
The disclaimer set is unusually explicit about what the returned number is not, including a stated sixty day validity window.
Availability
Neptune Flood is listed in the ChatGPT apps directory only. Neptune Flood, Inc. has no connector under the same domain in the Claude directory; 392 of the 3,150 products here are on both marketplaces, and this is not one of them.
ChatGPT apps are built on MCP, and the same server can back a Claude connector, so the absence is a distribution decision rather than a technical one.
ChatGPT listing
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This is an independent catalogue entry compiled by Node8 from Neptune Flood's public marketplace listing as it stood in August 2026. Listing facts come from the marketplaces; the comparisons against the rest of the directory and any live-endpoint measurements are Node8's. Node8 is not affiliated with Neptune Flood, Inc., and inclusion here is not an endorsement.
Node8 builds MCP servers end to end: deciding which tools are worth exposing, the authentication and permission model, the review submissions, and the onboarding that gets them used. One server serves ChatGPT, Claude, and Microsoft Copilot.