# Spendify — AI Connector Spendify publishes 31 MCP tools to Claude. Marketplace availability, tool surface, verification tier, and what Node8 measured against the live endpoint. Source: https://node8.ai/ai-connectors/finance/spendify/ --- [AI Connectors](https://node8.ai/ai-connectors/) · [Finance](https://node8.ai/ai-connectors/finance/) # Spendify Personal spending, budgets and recurring charges via linked banks Listed in Claude · 31 published tools · Community-listed [Claude connector docs](https://spendify.money/mcp) [spendify.money](https://spendify.money) Overview ## What Spendify does Spendify tracks personal finances against bank accounts synced through Plaid. The connector covers account balances, transaction search and filtering, spending analysis by category or merchant, daily and monthly trend tracking, budget management, transaction categorisation, automation rules, and monitoring of recurring charges. Thirty-one tools are published, a large count for personal finance and consistent with a product that edits categories and rules as well as reporting on them. Bank coverage comes from Plaid rather than direct integrations, so how current an answer is depends on that sync. ### Who it is for Individuals tracking household spending and budgets in Spendify. ### Tool surface Thirty-one tools are claimed across reporting, budgeting and rule management, and the credential gate means the write paths implied by categorisation and automation were not observed. Availability ## Where Spendify is listed Spendify is listed in the Claude connectors directory only. Spendify has no app under the same domain in the ChatGPT directory; 392 of the 3,150 products here are on both marketplaces, and this is not one of them. The MCP server behind a Claude connector is usually the same server a ChatGPT app would need, so the absence is a distribution decision rather than a technical one. Claude listing ## In the Claude connectors directory Spendify publishes 31 tools to Claude, deeper than 81.4% of the 1,253 Claude-listed connectors. The median Claude-listed connector filed under Finance publishes 12, so this one runs 19 tools above its bucket's median and ranks 27th of 159 by tool count. It falls in the 21-50 tools band, which holds 20% of the Claude directory. Spendify publishes a remote MCP endpoint. Claude connects to it over HTTP; there is nothing to install locally. Every connector in the Claude directory is remote, all 1,253 of them, so transport is not a differentiator there. Publisher Spendify Verification Community-listed (61.5% of the Claude directory) Filed under Financial Services Endpoint `https://api.spendify.money/mcp` Documentation [Publisher setup docs](https://spendify.money/mcp) Published tools 31 · 21-50 tools band Depth rank in Finance 27 of 159 Snapshot August 2026 Spendify is community-listed in the Claude directory, the tier 770 of 1,253 connectors sit in (61.5%). It is the default for a self-published server, and says nothing either way about quality. In the publisher's words ## How Spendify describes it > Spendify connects your personal finances to Claude, giving you AI-powered insights into your spending, budgets, and financial health. View bank account balances, search and filter transactions, analyze spending by category or merchant, track daily and monthly spending trends, manage budgets, categorize transactions, set up automation rules, and monitor recurring charges. Spendify syncs with thousands of banks via Plaid, keeping your financial data up to date and accessible through natural conversation. Quoted from the connector's own Claude directory listing as captured in August 2026. Node8 did not write it and does not vouch for it. Nearby ## Other Finance connectors ### [Digits](https://node8.ai/ai-connectors/finance/digits/) Read-only feed of Digits accounting data Claude · ChatGPT ### [Privacy.com](https://node8.ai/ai-connectors/finance/privacy-com/) Virtual card creation and spend controls on Privacy.com Claude ### [Capycash](https://node8.ai/ai-connectors/finance/capycash/) Personal income and expense tracking through conversation ChatGPT ### [ClarityTrack](https://node8.ai/ai-connectors/finance/claritytrack/) Read-only view of connected personal finance data ChatGPT ### [Era Context](https://node8.ai/ai-connectors/finance/era-context/) Personal finance automations, spending review and portfolio context Claude ### [IBI SMART](https://node8.ai/ai-connectors/finance/ibi-smart/) Israeli and US portfolio tracking through IBI SMART Claude [All 363 Finance connectors](https://node8.ai/ai-connectors/finance/) This is an independent catalogue entry compiled by Node8 from Spendify's public marketplace listing as it stood in August 2026. Listing facts come from the marketplaces; the comparisons against the rest of the directory and any live-endpoint measurements are Node8's. Node8 is not affiliated with Spendify, and inclusion here is not an endorsement. ## Want your company reachable inside ChatGPT and Claude? Node8 builds MCP servers end to end: deciding which tools are worth exposing, the authentication and permission model, the review submissions, and the onboarding that gets them used. One server serves ChatGPT, Claude, and Microsoft Copilot. [See how it works](https://node8.ai/mcp) Book a strategy session